Microfinance Program
SL No | Crieteria | 30 June 2020 | 30 June 2021 | 30 June 2022 |
01 | No of Branches | 254 | 275 | 290 |
02 | Total Active Clients | 263465 | 290858 | 3,28,195 |
03 | Total Borrowers | 205498 | 231951 | 2,68,673 |
04 | Total Savings Balance (BDT in Million) | 3822.06 | 4110.01 | 4959.42 |
05 | Total Loan Balance (BDT in Million) | 10268.59 | 12244.61 | 17553.05 |
06 | Cumulative Surplus (BDT in Million) | 3603.68 | 4631.33 | 5963.19 |
07 | Cumulative Loan Collection Ratio (CRR) | 99.99 | 99.83 | 99.37 |
08 | Loan Collection Ration on Current Dues | 99.80 | 98.72 | 98.49 |
09 | Liquidity to Savings Ration | 26.23 | 30.93 | 23.53 |
10 | Current Ratio | 2.20:1 | 2.03:1 | 1.89:1 |
11 | Capital Adequacy Ratio | 36.34 | 38.78 | 31.35 |
12 | Debt. Service Cover Ratio | 1.13:1 | 1.47:1 | 1.14:1 |
13 | Debt. Capital Ratio | 1.47:1 | 1.49:1 | 2.12:1 |
14 | Rate of return on capital | 10.52 | 14.52 | 22.25 |
15 | Return on Asset | 4 | 5.50 | 10.65 |
16 | Portfolio At Risk | 2.61 | 2.59 | 3.90 |