• Zirabo, Ashulia, Dhaka-1341, Bangladesh

Microfinance Program

SL No
Crieteria
30 June 2020
30 June 2021
30 June 2022
01
No of Branches
254

275

290

02
Total Active Clients
263465
290858
3,28,195
03
Total Borrowers
205498
231951
2,68,673
04
Total Savings Balance (BDT in Million)
3822.06

4110.01

4959.42

05
Total Loan Balance (BDT in Million)
10268.59
12244.61
17553.05
06
Cumulative Surplus (BDT in Million)
3603.68
4631.33
5963.19
07
Cumulative Loan Collection Ratio (CRR)
99.99
99.83
99.37
08
Loan Collection Ration on Current Dues
99.80
98.72
98.49
09
Liquidity to Savings Ration
26.23
30.93
23.53
10
Current Ratio
2.20:1
2.03:1
1.89:1
11
Capital Adequacy Ratio
36.34
38.78
31.35
12
Debt. Service Cover Ratio
1.13:1
1.47:1
1.14:1
13
Debt. Capital Ratio
1.47:1
1.49:1
2.12:1
14
Rate of return on capital
10.52
14.52
22.25
15
Return on Asset
4
5.50
10.65
16
Portfolio At Risk
2.61
2.59
3.90