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At a Glance of PMK

Category : Microfinance | Sub Category : About Us Posted on 2021-02-14 03:52:08

SL No	Eligibility Criteria	PKSF Standard	Balance as on 30 June 2020	Balance as on 30 June 2019
01	Branches	---	254	242
02	District	---	29	26
03	Upazilla	---	180	232
04	Union	---	1578	1458
05	Village	---	5149	4857
06	Number of Group	---	14137	13273
07	Number of Member	---	263465	269071
08	Number of Borrower	---	205498	206860
09	Manpower	---	2166	1886
10	Saving Balance (Taka in Million)	---	3822.06	3276.80
11	Loan Outstanding (Taka in Million)	---	10268.58	9009.36
12	Cumulative Surplus (Taka in Million)	---	3603.68	3278.07
13	Cumulative Loan Collection Ration on total dues	Min 95%	99.99%	99.85%
14	Loan Collection ratio on current dues (on running 12 month basis)	Min 92%	99.80%	99.75%
15	Liquidity to Savings Ratio	Min. 15%	26.23%	14.25%
16	Current Ratio	Min. 2.0: 1	2.20:1	2.00:1
17	Capital Adequacy Ratio	Min.10%	36.34%	30.50%
18	Debt. Service Ratio	1.25:1	1.13:1	1.50:1
19	Debt Capital Ratio	Max.9:1	1.47:1	1.37:1
20	Rat of Return on Capital	Min.1%	10.52%	19.34%
21	Return on Asset	Min.3%	4.00%	8.50%
22	Member : Branch	1500-2000	1083	1071
23	Borrower Coverage	Min.70%	75.00%	78.00%
24	Credit Officer : Member	1:300-400	1:220	1:323
25	Credit Officer : Borrower	1:240-250	1:165	1:249
26	Credit Officer / Total Staff	1.1.50-1.70	1:1.73	1:2.6
27	Loan Outstanding : Credit Officer	1:25-30	1:82 lac	1:108
28	Portfolio At Risk (PAR)	<10%	2.61%	2.78%
29	Good Loan outstanding / Total Loan Outstanding	>90%	97.39%	97.22%

Year	Member	Borrower	Savings (Taka in Million)	Loan Portfolio (Taka in Million)
2020	276052	206194	3822	10269
2019	269551	207288	3277	9009
2018	243083	192458	2462	6291
2017	219258	176204	1962	4975
2016	208700	164455	1536	4204